1. Intellectual Property 

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All content on this website, including text, graphics, logos, images, and software, is the exclusive property of Van Campen Group, LLC, and is protected by intellectual property laws. You are authorized to view, copy, print, and distribute (but not modify) the content on this website; provided that (i) such use is for informational, noncommercial purposes only, and (ii) any copy of the content you make includes the copyright notice or other attribution associated with the content. 

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You will comply with all applicable laws in accessing and using our website. 

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2. User Responsibilities 

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By using our website, you agree not to: 

• Violate any applicable laws or regulations. 

• Infringe on the rights of others. 

• Use the website for any unlawful purpose. 

• Transmit viruses, malware, or any harmful code. 

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3. Privacy Policy 

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Our Privacy Policy and Cookie Notice govern the collection, use, and disclosure of your personal information.  

You acknowledge that we may use your personal information and data according to our Privacy Statement and Cookie Notice, which are incorporated herein by this reference. You hereby agree to the terms of our Privacy Statement and Cookie Notice, including any obligations imposed on you therein. 

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4. Links to Third-Party Websites 

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Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites. Please review the terms and policies of any third-party website you visit. 

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5. Disclaimer of Warranties and Limitation of Liability 

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THIS WEBSITE (INCLUDING, WITHOUT LIMITATION, ANY CONTENT OR OTHER PART THEREOF) CONTAINS GENERAL INFORMATION ONLY, AND WE ARE NOT, BY MEANS OF THIS WEBSITE, RENDERING PROFESSIONAL ADVICE OR SERVICES. BEFORE MAKING ANY DECISION OR TAKING ANY ACTION THAT MIGHT AFFECT YOUR FINANCES OR BUSINESS, YOU SHOULD CONSULT A QUALIFIED PROFESSIONAL ADVISOR. 

THIS WEBSITE IS PROVIDED AS IS, AND WE MAKE NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES REGARDING IT. WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THIS WEBSITE WILL BE SECURE, ERROR-FREE, FREE FROM VIRUSES OR MALICIOUS CODE, OR WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. WE EXPRESSLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY, AND ACCURACY. 

YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK AND YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR USAGE, INCLUDING, WITHOUT LIMITATION, WITH RESPECT TO LOSS OF SERVICE OR DATA. WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES OR ANY OTHER DAMAGES WHATSOEVER, WHETHER IN AN ACTION OF CONTRACT, STATUTE, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE, RELATING TO OR ARISING OUT OF THE USE OF THIS WEBSITE, EVEN IF WE KNEW, OR SHOULD HAVE KNOWN, OF THE POSSIBILITY OF SUCH DAMAGES. 

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6. Changes to Terms 

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We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the website. It is your responsibility to be aware of any such revised Terms by checking this webpage. Your continued use of the website after any changes constitutes acceptance of the revised Terms. 

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7. Governing Law and Exclusive Forum 

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These Terms are governed by and construed in accordance with the laws of the State of New Jersey in the United States of America. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New Jersey. 

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Contact Us 

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If you have any questions about these Terms, please contact us at: 

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Ellen Banks, COO 

ellen@vancampengroup.com